Top Ten High-Yield and Online Savings Accounts

Back in the 1970s, the average savings rate was in the double digits. In May of 1975, that average savings rate hit a peak...

How to Calculate the True Value of an Annuity

The present value of your annuity is the cash value of all the payments you’re due to receive during your retirement years at a...

How Much Does Financial Security Really Cost?

Everyone wants to achieve financial security. However, a study conducted by Personal Capital found that less than half of Americans have the funds they...

The Truth About Getting Married Later in Life

Marriage is wonderful and I'm not here to debate the merits of getting married at any age. But there's no getting around the fact...

Let’s Get Real About Reverse Mortgages

I'm not entirely sure how Mr. Magnum P.I. himself, Tom Selleck, became the face of the reverse mortgage industry, but he's been featured in ads...
Investing inflation

What Every American Needs to Know About the Fiduciary Rule

Change is coming to the long-debated "fiduciary rule" that governs how financial advisors manage client funds, but that will likely only mean good things...

Can You Really Retire Without Any Savings?

Not everyone saves for retirement, and almost half of people don’t save enough. 22% of adults in the U.S. have less than $5,000 saved...

What You Need to Know About the New 401(k) Rollover Rules

The dilemma: When you leave a job voluntarily for another (as many early in their careers do) or retiring, what exactly should you do...

Why Summer Travel 2021 Will Be a Tale of Two Americas

It's been a year, am I right?In 2021, more than any other year in memory, I think we all deserve a little time off....

Why Millennials Aren’t Having Kids

The Millennial generation has been pretty harshly stereotyped for years, as fans of avocado toast, the gig economy and never wanting to grow up.But...
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