There’s more to the 4% rule
We are now living in a dynamic world that is evolving rapidly. To keep up with the advancements, we must ensure that we do...
Inflation is at a 30-year high. How to protect your retirement from inflation?
Prices do rise, and a marginal rise in the price of goods is often considered a healthy practice by economists. But, it becomes unhealthy...
Equity‐Indexed Annuity
Indexed annuities have become increasingly popular in recent years as an investment option. Investors are looking to these annuities to earn higher returns while...
Should You Buy an Annuity in Your 401(k)?
At the end of 2019, Congress passed the SECURE Act, which is one of the biggest changes to the U.S. retirement savings policy since...
Can You Really Retire Without Any Savings?
Not everyone saves for retirement, and almost half of people don’t save enough. 22% of adults in the U.S. have less than $5,000 saved...
What Does a Good Retirement Income Look Like in 2021?
Everyone knows the importance of saving for retirement. But with all the talk about how important retirement saving is, no one talks about how...
Life Insurance vs. Annuity: What’s Better for Retirement Income?
Life insurance and annuities are similar, they are not the same. Both can provide income during your retirement years. But, if you're strictly looking...
How to Incorporate an Annuity into Your Retirement Plan
You are probably going to live longer than you think you will. The recent intel is that people who reach the age of 65...
How to Address Inflation Risk in Your Retirement Plan
Hello, inflation: It’s true, sticker shock is happening everywhere. Prices have risen 5% or more compared to the prior year for three consecutive months,...
Retirement Annuity
Are you a retiring American uncertain about your financial future, know that annuity is a secure means to avoid outliving assets; however, you have...